First crore

When do I get to ₹1 crore?

Set a target and find the monthly SIP that reaches it, or the years it takes at the amount you can afford today.

To reach ₹1.00 Cr in 15 years

₹19,819/mo

I want to work out

Target corpus

I want it in

Expected return

You would invest: ₹35.7 L
Compounding adds: ₹64.3 L

Portfolio valueWhat you put in

Stretch the horizon by five years and the instalment drops to ₹10,009. Time is the cheapest input you have.

What this assumes

Instalment paid: Start of each month
Compounding: Monthly
Instalment: Flat, with no annual step-up
Target: In today's rupees unless you inflate it yourself

What it does not account for

Inflation on the target itself. A crore in twenty years buys roughly what ₹31 lakh buys today at 6% inflation.
Tax on redemption, which reduces what actually reaches your bank account.
Any step-up in the instalment. Use the SIP calculator to see how much a 10% annual increase changes the horizon.
Money you already hold. Subtract its future value from the target before reading the required SIP.

Mutual fund investments are subject to market risks. Read all scheme related documents carefully. Outputs here are illustrations based on the assumptions you set, not projections of any scheme’s performance.

A number is not a plan.

The calculator tells you the size of the gap. Closing it takes a scheme selection, an allocation and a review schedule.

Talk it through

When do I get to ₹1 crore?

What this assumes

What it does not account for

A number is not a plan.

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